Car insurance

Hi

Looking for car insurance, been quoted £4,000+ on like a standard nissan micra or vauxhall corsa 1.0-1.2 litre

anyone got any recommendations for cheap car insurance for first time drivers?

ive used the comparethemarket and all that kinda stuff, still giving out pricey insurance qoutes, what a bummer!

i think depending on my postcode, Oldham area, the insurance premiums are high! feel absolutely gutted, i want to be the main driver, build my no claims bonus straight away

any advice or recommendations?

cheers

if i insure a car using someone else's home address, will that be allowed? or can it not be done?

want to make the price cheaper

not the wisest idea to lie to insurance companies, if they find out..........they don't pay out. the only ideas that i can think of were given to you in your initial thread. the only other thing i can think of is that over here, most insurance companies allow you some credit for being on someone elses insurance accident free.

j4v3d hello m8, just keep trying
one thing i've learned is that the insurance companies will always screw you on the first year. even now that you passed your test, you will have to get the first year under your belt , accident free- no penalty points either. you'll have to take the first steps on the ladder so
keep trying and take the best offer , happy- safe motoring

You could also do a joint insurance deal on the car with a parent being named the main dealer.

the co-op are the cheapest in our area. With me insuring a car for me and my son whether hes got a full license or not for a corsa 1.0 its around £1000 but i have told them i have 5+ yrs NCB BUT on my hubbys car. But that would have to be the car registered in my name with me as the named driver. Ive heard that if say he owned the car but tried to insure it under my name with him as a named driver they will either up the policy amount or cancel the insurance, but not sure how true that is.
Best thing really if you can afford it is to get it in your own name as your 21 it shouldnt be that expensive, but as you say its a postcode lottery.
Your 1st year is going to be the most expensive and as your nearer 25 it will get cheaper over the years.
But as said if you can get a parent to insure it ( if you still live at home - or at least have your driving licence at that address if your in temp accommodation) with you as a named driver when you do get your own say after having your licence for a year they should look at the no claims that you have built up.
try this link

HTML Code:

http://www.co-operativeinsurance.co.uk/servlet/Satellite?cid=1240382798992&pagename=CFScombi/Page/CFSCtplBlankNI&c=Page&WT.srch=1

Originally Posted by wheelo

not the wisest idea to lie to insurance companies, if they find out..........they don't pay out. the only ideas that i can think of were given to you in your initial thread. the only other thing i can think of is that over here, most insurance companies allow you some credit for being on someone elses insurance accident free.

that is what i was thinking, damn you Oldham

Originally Posted by firsthand

j4v3d hello m8, just keep trying
one thing i've learned is that the insurance companies will always screw you on the first year. even now that you passed your test, you will have to get the first year under your belt , accident free- no penalty points either. you'll have to take the first steps on the ladder so
keep trying and take the best offer , happy- safe motoring

only option is to be named as a second driver now, cant afford 4k

Originally Posted by dee

You could also do a joint insurance deal on the car with a parent being named the main dealer.

only option remaning next year it will be even costlier with the VAT rising to 20%

Originally Posted by Linny40

the co-op are the cheapest in our area. With me insuring a car for me and my son whether hes got a full license or not for a corsa 1.0 its around £1000 but i have told them i have 5+ yrs NCB BUT on my hubbys car. But that would have to be the car registered in my name with me as the named driver. Ive heard that if say he owned the car but tried to insure it under my name with him as a named driver they will either up the policy amount or cancel the insurance, but not sure how true that is.
Best thing really if you can afford it is to get it in your own name as your 21 it shouldnt be that expensive, but as you say its a postcode lottery.
Your 1st year is going to be the most expensive and as your nearer 25 it will get cheaper over the years.
But as said if you can get a parent to insure it ( if you still live at home - or at least have your driving licence at that address if your in temp accommodation) with you as a named driver when you do get your own say after having your licence for a year they should look at the no claims that you have built up.
try this link

HTML Code:

http://www.co-operativeinsurance.co.uk/servlet/Satellite?cid=1240382798992&pagename=CFScombi/Page/CFSCtplBlankNI&c=Page&WT.srch=1

cheers for the link, as you said its postcode lottery, and right now i feel so damn unlucky! under my dad's details, and me as 2nd driver, its just 1,000 pounds. but i need to start building my own no claims bonuses ASAP

man you have expensive insurance over there. we pay about 900.00 cdn. for everything but collision

OK lets all migrate to Canada !! so Aldan they dont do car ins like we do , here in UK and Eire by the sounds of it it depends on what you drive where you live, age and experiance etc

Originally Posted by Linny40

OK lets all migrate to Canada !! so Aldan they dont do car ins like we do , here in UK and Eire by the sounds of it it depends on what you drive where you live, age and experiance etc

if you ask me its a load of utter garbage!