Rip off car insurance
- Thread starter dee
- Start date
j4v3d
VIP Member
exactly dee, no wonder they drive without insurance etc
i for one dont want to drive now, its put me right off
my dads insurance jumped up by more than £1,000 and he has more no claims than probably anyone on here
found him a reasonable quote even though it was still a £200-300 increase.
i for one dont want to drive now, its put me right off
my dads insurance jumped up by more than £1,000 and he has more no claims than probably anyone on here
found him a reasonable quote even though it was still a £200-300 increase.
oh dear this again! yup insured my 17 yr old under my name and it cost us £2500 All coz hes 17 and just passed and ive had no ins in my name for about 15 yrs since we only had the one car.
Now my son has just gone "bang" well wont be telling the ins coz otherwise it will cost me even more next yr. - see other rant thread on that lol!
As for petrol god i remember a few months ago to fill up our car used to cost £ 45-50 (1.8 avensis) cost hubby £70 last night to fill it up! thats around £20 extra in only a few months WTF??? and yes even his ins went up in dec we pay 265 with hastings direct - cheaper than swiftcover who we were with previous
Now my son has just gone "bang" well wont be telling the ins coz otherwise it will cost me even more next yr. - see other rant thread on that lol!
As for petrol god i remember a few months ago to fill up our car used to cost £ 45-50 (1.8 avensis) cost hubby £70 last night to fill it up! thats around £20 extra in only a few months WTF??? and yes even his ins went up in dec we pay 265 with hastings direct - cheaper than swiftcover who we were with previous
sorry just comeback to this thread! @j4v3d Cost me about £360 so not to bad.
Anyways back to Ranting about car ins.
Hubby decided to change our car. So ok i gets onto the ins people. My ins was renewed just b4 xmas so we have been insured with this company for 3 months next week. i paid in full £265. Rang them to get a quote for the new car AND apparently they couldnt insure it with the underwriters its currently with because the car is to expensive - no its not even a Brand new car. So anyways they told me i would have to cancel that insurance and get a quote with them for the new car as a new customer. Fine. did that and got a quote for the new car for £355. Great!
Now the only problem is that i have got to CANCEL the policy we have at a cost of £55 WTF??? and althought i paid in FULL and have only had the ins for 3 months they will only give me back £65 So its cost me £200 basically for 3 months insurance.
OK so they offered to waiver the £55 cancellation fee If i accepted a new quote - which we did as they were cheaper than other companies.
So i get back basically around £120 of my £265 and then have to pay £385 for the new car ( added a few extras like protected NCB and legal fees for passengers and drivers)
Its a total rip off that i only got back £65 out of my £265 that i paid. I worked it out that i had paid around £22 per month ( 265 divied by 12 ) so i expected to get back the other 9 months £198 less some sort of fee! so ive lost around £133 for changing vehicles within 3 months. But the cheek of it was the bloody rudeness of the staff member who told me " i should have checked the small print before i decided to change my vehicle and SHOULD have asked them 1st" WTF since when do i ask permission from the insurance company if i can change my car!!
Its not my bloody fault that their underwriter could not insure my new ( send hand) car " cos its to expensive" Most brand new family cars these days your talking between £10 -15 thousand and they wont insure one of those. How ridiculous!!!!
IF i was rich enough to buy a car worth say £30- £50 thousand then yh far enough say you can insure it but - it aint worth/cost no where near that! Plus technically its not what we have paid as we PX'd but what the car is worth!
Anyways back to Ranting about car ins.
Hubby decided to change our car. So ok i gets onto the ins people. My ins was renewed just b4 xmas so we have been insured with this company for 3 months next week. i paid in full £265. Rang them to get a quote for the new car AND apparently they couldnt insure it with the underwriters its currently with because the car is to expensive - no its not even a Brand new car. So anyways they told me i would have to cancel that insurance and get a quote with them for the new car as a new customer. Fine. did that and got a quote for the new car for £355. Great!
Now the only problem is that i have got to CANCEL the policy we have at a cost of £55 WTF??? and althought i paid in FULL and have only had the ins for 3 months they will only give me back £65 So its cost me £200 basically for 3 months insurance.
OK so they offered to waiver the £55 cancellation fee If i accepted a new quote - which we did as they were cheaper than other companies.
So i get back basically around £120 of my £265 and then have to pay £385 for the new car ( added a few extras like protected NCB and legal fees for passengers and drivers)
Its a total rip off that i only got back £65 out of my £265 that i paid. I worked it out that i had paid around £22 per month ( 265 divied by 12 ) so i expected to get back the other 9 months £198 less some sort of fee! so ive lost around £133 for changing vehicles within 3 months. But the cheek of it was the bloody rudeness of the staff member who told me " i should have checked the small print before i decided to change my vehicle and SHOULD have asked them 1st" WTF since when do i ask permission from the insurance company if i can change my car!!
Its not my bloody fault that their underwriter could not insure my new ( send hand) car " cos its to expensive" Most brand new family cars these days your talking between £10 -15 thousand and they wont insure one of those. How ridiculous!!!!
IF i was rich enough to buy a car worth say £30- £50 thousand then yh far enough say you can insure it but - it aint worth/cost no where near that! Plus technically its not what we have paid as we PX'd but what the car is worth!
yes that can make a big difference. But also depends on how much NCB either driver has. Also found out that it depends on where the car is parked both day and night time. Some companies its cheaper on the road rather than in your garage or on the drive - How they work that out i have no idea as one would have thought it was safer in a garage or on your property!
j4v3d
VIP Member
they also go off your postcode as well, my area is just the worse affected, was ranked the highest in the country, that really shocked me
there was some stories few months back from frustrated elder/younger drivers complaining about the insurance premiums. I doubt anyone's insurance has gone cheaper this year.
Still trying to shift my car, seems no one is willing to buy lol
bad times on the market i guess
there was some stories few months back from frustrated elder/younger drivers complaining about the insurance premiums. I doubt anyone's insurance has gone cheaper this year.
Still trying to shift my car, seems no one is willing to buy lol
bad times on the market i guess
we live in a better area now than we did ( well thats what we thought) but when we moved the insurance went up rather than down at the time. Seems to have just gone up every yr since!
I really think they should change the way we deal with insurance in the UK
I really think they should change the way we deal with insurance in the UK
what you trying to sell and depends on if you have it up for to high a price or not. Everyone has to compensate for ins going up, if you want to sell your car then you have to lower the price.
j4v3d
VIP Member
i've put mine up for £1495ono obviously will take less, had a lot of interest and people coming to see it. Some are just timewasters!
j4v3d
VIP Member
or rev the car when its cold, dont they know you shouldnt be revving up a car that is cold? I got the MOT certificate and one of them said give me the keys so i can take to another garage in another town and get it checked out, i was like did i do the MOT for the fun of it.
Vauxhall Corsa Club 2002 green colour 3 door.
the bonnet has a little dent in which has been repaired not even bad at all and they moan over that, hello it is a second hand car LOL